Payment Options for New Plumbing Systems and Emergencies

The last thing any homeowner or landlord wants to hear is that they need to make costly plumbing repairs. Unfortunately, it’s part of the reality of owning property. While most plumbing needs are relatively easy to pay for, some are associated with a higher price tag, such as the need to completely remove and replace a tree root-infested sewage pipe.
In these cases, it’s good to know that there are always payment options. Some are obvious, but others might be new to you:

  • Credit cards. Obviously, if you don’t have cash, you can always put all or part of the cost of a plumbing repair on a major credit card. If you have good credit and rarely maintain a balance, why not call your credit card company to see if you can get a special rate? Some card issuers will lower your interest rate for a specific period of time. In addition, you may be able to earn points to put towards purchases, airline miles and more.
  • Home improvement loans. Talking to your bank about a line of credit is a great suggestion for anyone who wants to use a loan for home improvements like plumbing upgrades. Usually, it takes a few days but if you’re approved, you may have a lower payback interest rate than if you put the amount on a credit card.
  • Private financing. Some plumbing companies, such as Pronto Plumbing, will arrange for in-house financing options for some customers under certain circumstances. This choice may make more sense for you financially, and allow you to work directly with the company that’s installing and maintaining your plumbing equipment.

In the end, the most important thing is to make repairs before your plumbing emergency gets worse. That will help ensure that your plumbing problem doesn’t get worse, which will only cost more to repair.

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